4750 Stop Nagging

 So comes a letter from a new credit card company which has taken over a long running account.  It says “Why Wait? You Owe Us Money. Send Now and get it over with.”  Oh?

Well, OK, I’ll send you a few bucks now and then a few more later when the Social Security check lands in my bank account -- assuming it will.  

C’mon guys, I know you’re there. You’ve never stopped reminding me since taking over the account maybe nine or ten months ago.

I’ll pay you when I always pay you.

And I won’t leave you hanging with a partial payment, either.  You get the whole thing at once. Of course, that’ll deprive you of some interest.  But that’s the price of doing business with me.

Let’s get one thing straight between us: You always get … something. Don’t rush me. I’ve been dealing with your predecessor for years. I’ll deal with you the same way. Once a month.  Second Wednesday. Same as always. If you want to change that, we can talk about it. But be warned: I don’t need you.  

Of course, you don’t need me, either. But you agreed to take over the business, so for now, you’re stuck with me.

I’m not as hard to deal with as some of your new customers.  I really DO pay you regularly and usually eight or ten days before the deadline.  But I don’t have to be that way.  I can stall. I can pay at the last possible second. You know-- all the stuff that people do to credit card companies.  I can overpay you which makes everything bolix up at your end. I can underpay you by a penny or two and that confuses your systems.  

So let’s get this business straight right at the start of our “new” relationship.

I look forward to many years of having to deal with you. But at this point, who knows?  We’re here one day, gone the next. And be aware that I can mess around with your system any time I want.  

Consider this your once-only warning.  I’ll be watching you just as you’ll be watching me. And I’m a tough guy to deal with when you get my back up.  Oh, and please remove me from your “pay up now” list. I don’t need reminders.

I’m Wes Richards. My opinions are my own but you’re welcome to them. ®

Any Questions? wesrichards@gmail.com

© WR 2022